While every effort has been made to ensure that the information provided on the website is accurate, timely, secure and error-free, the Centre for Investment Education and Learning Private Limited (CIEL), the directors, promoters, employees, agents and assigns shall not in any way be responsible for any loss or damages arising in contract, tort or otherwise from the use or inability to use the website and its contents.

Any material downloaded or otherwise obtained through the use of the website is at the User's own discretion and risk and the User will be solely responsible for any damage that may occur to the User's computer systems and data as a result of download of such material.

Advice provided on the website should not be relied upon for personal and financial decisions and the User should consult an appropriate professional for specific advice tailored to his or her situation. The User agrees that the information provided by the User may be disclosed by CIEL to any agencies, bureaus, associations, corporate or unincorporated bodies and other persons. The User shall not hold CIEL responsible for sharing and/or disclosing the said information and also for any consequences suffered by the User and/or others by reason thereof.

The information/contents on this Website are intended for general information purposes only. Any information/contents are subject to change without notice. This Website has not been registered under any jurisdiction. If you use this Website from any jurisdiction other than India, you are responsible for compliance with applicable local laws and CIEL, any of its affiliates, associates, their directors, employees and agents shall not be liable or responsible, in any matter whatsoever, pertaining to the same.

CIEL has attempted to provide accurate and up-to-date information. No rights accrue to the Users from the information published on this Website. You undertake not to use this Website or any interactive / online services contained therein for any purpose, which is unlawful, abusive, libelous, obscene, threatening or prohibited by these Terms (including notices).

We provide the Website and its information/contents on an "as is" basis and do not make any express or implied warranties, representations, guarantees, endorsements or conditions with respect to the Website or its information/contents, Software, Features, Products/Services including without limitation, warranties as to merchantability, operation/functioning, non-infringement, usefulness, completeness, accuracy, correctness, reliability and fitness for a particular purpose. Further, we make no representations or warranties or guarantees regarding the accuracy, functionality or performance of any Software (including, but not limited to any third party software) that may be used in this Website.

This Website may provide you with access to other websites ("Local Site"). Each Local Site will be governed by local terms in addition to these Terms. Please read the Local Site terms carefully before using the Local Site. This Website may refer to information/contents provided by third parties via hyperlinks or other means. CIEL has not verified, in any manner whatsoever, whether such information/contents are reasonable, accurate, reliable, complete or up-to-date. Links to other websites do not constitute CIEL’s approval/disapproval or endorsement of such websites or its information/contents or its products/services or its documents or advertisements. CIEL is not liable or responsible, in any manner whatsoever, for any such information/contents provided by third parties. Links to CIEL Website are not permitted without the prior written consent of CIEL.

Links to downloadable software sites are for convenience only and we are not liable or responsible in manner whatsoever, for any difficulties and/or consequences associated with downloading any software. Use of any downloaded software is governed by the terms of the license agreement, if any, which accompanies or is provided or shall be provided with the software.

This Website may contain one or more of the services such as bulletin boards, chat areas, news groups, forums, and/or other message or communication facilities. You agree to use such services only to send and receive information and material that are proper and related to the particular service, area, group, forum, or other information or communication facility. In addition to any other terms or conditions of use of any bulletin board services, chat areas, news groups, forums, and/or other message or communication facilities, you agree that when using one, you will not:  (a) Upload files that contain software or other material protected by intellectual property laws or by rights of privacy or publicity unless you own or control such rights or have received all necessary consents. (b) Upload files that contain viruses, corrupted files, or any other similar software or programs that may damage the operation of another's computer.  (c) Defame, abuse, harass, stalk, threaten or otherwise violate the legal rights (such as rights of privacy and publicity) of others.  We have no obligation to monitor the bulletin board services, chat areas, news groups, forums, and/or other message or communication facilities.

CIEL retains all rights (including copyrights, trademarks, patents as well as any other intellectual property rights in terms of compliance with relevant laws, rules, regulations etc. as may be applicable from time to time) in relation to all information/contents on this Website (including all texts, graphics and logos). You may not copy, publish, distribute or reproduce any of the information contained on this Website in any form without the prior written consent of CIEL.

You agree to indemnify and hold CIEL, its affiliates, associates, their directors, employees and agents harmless, of any liability, losses and expenses (including litigation expenses), claims, actions, suits arising out of and/or related to your violation of these Disclaimers (including the Terms) and any other terms mentioned in the Terms of Use, wherever applicable.

These Terms are governed by the laws of India and the competent Courts of Mumbai will have exclusive jurisdiction in respect of any dispute, which may arise out of or relating to the use of this Website.

The Terms mentioned herein are severable. In case any part of these Terms is rendered invalid or unenforceable, then the remainder of the Terms shall continue to be valid and enforceable to the fullest extent permitted by law.

No delay or failure by us to exercise any of our powers, rights or remedies under the Terms of this Website shall operate as a waiver of them, nor shall any single or partial exercise of any such powers, rights or remedies preclude any other or further exercise of them. The remedies provided in the Terms of this Website are cumulative and not exclusive of any remedies provided by law.

We reserve the right in our sole discretion to deny any Users access to this Website, any interactive service herein, or any portion of this Website, without notice and without being liable or responsible, in any matter whatsoever, for the same.

If you are dissatisfied with any portion of this Website, or with any of these Terms, your sole and exclusive remedy is to discontinue using this Website.

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